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They’re Retired at 73 With $1.5M and Facing RMDs—Here’s Our Strategy

Economic Update | Oct 03, 2025

Hosted by Andrew Toccaceli, RICP®, MRFC® and Coley Neel, CFA® | W.A. Smith Financial Group

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They’re Retired at 73 With $1.5M and Facing RMDs—Here’s Our Strategy

Drew and Ali are both 73, retired, and financially set. Their $1.5 million portfolio has grown steadily, and they don’t need to withdraw a dime to support their lifestyle. But now, they’ve hit a new milestone—and the IRS is forcing them to take Required Minimum Distributions they didn’t plan on.
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They’re Retired at 73 With $1.5M and Facing RMDs—Here’s Our Strategy

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They’re Retired at 73 With $1.5M and Facing RMDs—Here’s Our Strategy

Published on Oct 03, 2025

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