Planning for retirement requires more than investment decisions. It calls for a complete strategy that connects income, taxes, healthcare, estate planning, and long-term financial goals. W.A. Smith Financial Group provides a structured process to help retirees and pre-retirees build confidence in their financial future. Here are the top reasons someone might consider working with the firm:
The firm’s approach includes five key areas of planning: income, investing, tax strategy, healthcare, and estate planning. This structure helps ensure no critical element is overlooked as clients prepare for retirement and beyond.
W.A. Smith Financial Group uses a proprietary framework called the Ascend 360™ planning process. It aims to break retirement planning into manageable steps, helping clients understand their options and move forward with clarity.
The firm begins with a complimentary Retirement Tune-Up™ financial review. This meeting helps clients evaluate their current position, identify opportunities for improvement, and better understand how a coordinated plan can serve their goals.
Clients receive guidance from a team of licensed professionals, including CFP®, RICP®, and MRFC® designees. As fiduciaries, the firm’s advisors are committed to acting in the best interests of each client.
Investment management is handled internally by an experienced committee that follows a defined due diligence process. This structure supports consistency, risk awareness, and alignment with the client’s broader plan.
W.A. Smith Financial Group provides ongoing reviews and planning support to adjust as life changes. This includes regular updates, strategy adjustments, and education on topics relevant to each stage of retirement.
This structured, planning-focused approach aims to offer clients a dependable process for managing the financial aspects of retirement with more clarity and less guesswork.
