What We Do
At W.A. Smith Financial Group, we want to guide you through the rocky terrain that lies ahead in retirement. The financial landscape is very different in today’s harsh economic climate. The strategies of the past will no longer assure you the retirement you hope to have.
We developed the proprietary G.P.S. (Guided.Planning.System) with one goal in mind: to assist our clients in developing a complete, written financial plan, a plan that takes all of today’s retirement concerns in to consideration. You deserve a plan that meets your expectations. The Financial G.P.S. can help you get there!
What areas can the G.P.S. (Guided.Planning.System) help me with?
We developed the proprietary G.P.S. (Guided.Planning.System) with one goal in mind: to assist our clients in developing a complete, written financial plan, a plan that takes all of today’s retirement concerns in to consideration. You deserve a plan that meets your expectations. The Financial G.P.S. can help you get there!
What areas can the G.P.S. (Guided.Planning.System) help me with?
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Determining the Proper Investment Risk/Safe Ratio
- Having too much risk in your retirement portfolio could be devastating to your financial future. The proper safe/risk ratio often depends on multiple factors that the common investor does not consider. Our Investment Risk Review analyzes your current portfolio’s risk level and helps you determine if you need to make any adjustments. Click here to learn more about determining your proper risk ratio.
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Developing Inflation Adjusted Income for Life
- Our financial planning team specializes in developing custom plans for our clients that guarantee they will never run out of money as long as they live. By positioning a portion of your assets into an I.L.I.P. (Inflation Laddered Income Plan), we are able to create an income plan that considers future inflation, longer life expectancies and eliminates the fear of running out of money before you die. Click here to learn more about developing an income plan in retirement.
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Creating a Written Investment Plan
- Having a written investment plan is more than owning certain stocks and mutual funds or other financial products. Your investments should coincide with one another and work together to decrease your fees, stabilize your retirement income, and protect your hard-earned money. We strive to make sure every client at W.A. Smith Financial has a written investment plan that achieves their financial objectives in retirement, one that is affordable and reliable. Click here to learn more about developing a written plan.
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Protecting Your Estate & Your Legacy
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All too often, the right written investment plan and retirement portfolio falls by the wayside because of improper estate and legal documents. It is not enough to simply invest your money properly. If you want to leave your legacy to your loved ones, you must have your legal documents properly prepared. Clients of W.A. Smith Financial receive custom estate plans that help them avoid probate and unnecessary taxation. Click here to learn more about developing an estate plan that passes your legacy on to the next generation.
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All too often, the right written investment plan and retirement portfolio falls by the wayside because of improper estate and legal documents. It is not enough to simply invest your money properly. If you want to leave your legacy to your loved ones, you must have your legal documents properly prepared. Clients of W.A. Smith Financial receive custom estate plans that help them avoid probate and unnecessary taxation. Click here to learn more about developing an estate plan that passes your legacy on to the next generation.
